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Five Common (and Potentially Costly) Homeowner Mistakes

Nov 2 2018 Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time and money to fix. In many instances,... more

Employee or Independent Contractor- IT MATTERS

Nov 2 2018 **if you are unsure default to Employee status** For insurance purposes, this can make a big difference in both General Liability rates, and Work Comp rates. IF you 1099 a contractor, ask for a copy of his Work Comp, as this is the only document that will... more

Commercial General Liability - what are we getting?

Oct 26 2018 Cliffsnotes: This is an important illustration of what you may/or may not be getting as a Commercial Insured. The courts are still going both ways, making it very difficult for the Agent to advise and direct insureds to have the coverage they need. Extremely... more

Five Ways to Protect Your Personal Electronic Data

Oct 5 2018 Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we recommend identity-recovery coverage,... more

Let's Keep Our Lawns and Ourselves Safe

Sep 7 2018 For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for injuries from lawn and garden tools,... more

6 Tips for Getting to Work on Two Wheels

Aug 3 2018 Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of calories burned. Maybe you’re a bicycle... more

Essential Safety Tips for Nighttime Boating

Jul 6 2018 If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But, when you’re boating after dark, you need... more

Summer Driving Tips

Jun 1 2018 Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and about, whether on foot, bike, or... more

Protecting Your Home: Understanding Your Home Insurance Policy

May 4 2018 As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more ways than you may think, helping you... more

Do I Need to Tell My Insurance Company If My Dog Bites Someone?

Apr 6 2018 You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for Disease Control and Prevention. And most... more



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