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Is your home as efficient as it could be? An energy audit can tell you

Jan 4 2019 Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S. Environmental Protection Agency’s Energy Star... more

Keep Pets Happy and Safe on Vacation

Dec 7 2018 You’re not just imagining it—a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and 52% stay only at places that welcome pets.... more

Five Common (and Potentially Costly) Homeowner Mistakes

Nov 2 2018 Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time and money to fix. In many instances,... more

Employee or Independent Contractor- IT MATTERS

Nov 2 2018 **if you are unsure default to Employee status** For insurance purposes, this can make a big difference in both General Liability rates, and Work Comp rates. IF you 1099 a contractor, ask for a copy of his Work Comp, as this is the only document that will... more

Commercial General Liability - what are we getting?

Oct 26 2018 Cliffsnotes: This is an important illustration of what you may/or may not be getting as a Commercial Insured. The courts are still going both ways, making it very difficult for the Agent to advise and direct insureds to have the coverage they need. Extremely... more

Five Ways to Protect Your Personal Electronic Data

Oct 5 2018 Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we recommend identity-recovery coverage,... more

Let's Keep Our Lawns and Ourselves Safe

Sep 7 2018 For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for injuries from lawn and garden tools,... more

6 Tips for Getting to Work on Two Wheels

Aug 3 2018 Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of calories burned. Maybe you’re a bicycle... more

Essential Safety Tips for Nighttime Boating

Jul 6 2018 If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But, when you’re boating after dark, you need... more

Summer Driving Tips

Jun 1 2018 Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and about, whether on foot, bike, or... more



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