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Boat Insurance

from Midwest Professional Insurance

There’s nothing like relaxing on the lake after a long work week. Many customers of Midwest Professional Insurance enjoy recreational boating and other water sports, and we’re happy to help you keep your boats and other watercraft safe all year round.

Although insurance is not required on watercraft registered with the states of Kansas or Missouri, purchasing sufficient coverage for your boat can help you recover more quickly from a boating accident as well as avoid serious liability issues in the event that you cause a boating accident. For this reason, we offer a variety of coverage options for watercraft.

Boat Insurance Options

Like auto insurance, boat insurance policies include a number of coverage options ranging from basic liability to coverage that includes towing and breakdown assistance. Common coverage options include

  • Liability coverage
  • Uninsured boater coverage
  • Collision insurance
  • Comprehensive insurance
  • Towing insurance and breakdown assistance
  • Wreck and fuel-spill cleanup assistance

Insurance for Your Recreational Needs

Midwest Professional Insurance focuses on providing customizable insurance policies to meet the specific, individual needs of our customers. Our experienced agents will work with you to identify possible money-saving options such as multi-policy discounts or discounts based on how you winterize your watercraft. We’ll also help you determine the amount of coverage you need based on the type of watercraft you own.

As we work with you to insure your boat, we’ll discuss things such as navigational area and agreed value coverage. It’s important to make sure your watercraft is insured in the areas you navigate, and with agreed value coverage, you can avoid unpleasant surprises in the event that you have a total loss on an antique or collectible watercraft.

You can learn more about boating insurance from Midwest Professional Insurance by filling out our convenient online request form. To speak with an insurance professional, call our office during regular business hours.

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