Health Insurance

Are you looking for a health insurance plan for yourself and or your family? If so, we have many different coverage options here at Midwest Professional Insurance. It is important to get and maintain health care coverage because you never know what to expect and you can never predict illness. Medical coverage, depending on which plan you choose, may cover co-payments, prescription drugs, and much more.

Health Insurance Laws

Regarding health care insurance requirements, there are only a few states that have passed their own requirements. When it comes to the Affordable Care Act, you should at least maintain minimum essential coverage to avoid any tax penalties. In most states, there are no laws that even make it mandatory for employers to offer group healthcare insurance plans to their employees. However, there are many employers that provide this option for employees.

Health Care Insurance Coverage Options

There are so many different health care insurance plans that you can choose from. It really just depends on what your needs are. You can choose from a very basic plan, or you can choose one that has all of the bells and whistles. Keep in mind that most health care premiums will be based on your age, tobacco use, and even where you live. The number of family members enrolling in the plan with you will also play a role in regard to your premium.

You have the option to choose from a bronze plan, which covers 60% of your medical costs, a silver plan that covers 70% of your medical costs, a gold plan which covers 80% of your medical costs, or a platinum plan, which covers 90% of your medical costs.

Contact Us

Give us a call or visit our Midwest Professional Insurance website for a quote today. We are here to serve you and your family.