Are you looking for commercial insurance? If so, you have come to the right place. Here at Midwest Professional Insurance, we have many different policy options for your business whether large or small. We are certain that our coverage will meet whatever needs you to have. Commercial insurance is important to have to protect your business against many things such as lawsuits and even property damage. You can decide on a plan based on the needs of your business.
Overall, states do not require businesses to have commercial insurance. However, you must carry worker’s compensation insurance which will cover the cost of any illnesses and work-related injuries for your employees. The only time that you will not need to carry worker’s comp insurance is if you have a business that is particular agricultural areas. You will also not need to obtain it if your business's annual gross payroll is less than $20,000.
Your business will also be required to obtain commercial auto insurance for any business-owned vehicles. You may also add your own personal vehicle to a general liability insurance plan or a business owner’s policy.
For example, the requirements in Kansas are as follows:
You can also take advantage of any of the following commercial policies:
If you are looking for coverage to help cover some of the most common risks, then you will want to go with general liability insurance. It will cover any injuries as well as property damage.
Contact us today at Midwest Professional Insurance for a quote.
"A great company! Always fast and responsive! Midwest Professional provided detailed information on insurance options that best fit my needs. I received BETTER coverage for home and auto for less than I was currently paying. And Dede not only did an excellent job at explaining the coverages, but also answers any follow on questions for claims in a way that is easy for people who aren't in the business to understand!"
- Amanda M.
"Very knowledgeable!!!! Available when you need them and quick to respond. Dede has such a warm personality, I felt like I was talking to a friend. She is patient and will answer any and all questions you have! If you are looking for a great insurance company, give them a call."
- Amy M.
"DeDe is phenomenal... it's so nice to actually call and have an agent that knows my name. No matter the request, she always takes care of our family in a timely manner, and knows how to solve problems. Her communication skills are awesome, and she consistently finds our savings on our cars and home."
- Michelle H.
"Felicia and Dede are amazing! They know their stuff and are quick to get back to you with answers to questions. We love these ladies!"
- Matt B.
"I have been with Midwest Insurance for about 6 months. My wife and I have changed cars a couple of times each since joining. In that time our bank has had some issues internally with our proof of insurance. Dede has been great in both changing coverage on our vehicles and handling the issues with our bank. She is always just a phone call away. I am very happy my brother recommended me. If you are looking for a great insurance agent and company you can not go wrong with Dede and Midwest Professional Insurance."
- Randall L.