A home insurance policy is one of the most powerful financial strategies as it protects your most valuable asset - your home. It cushions you during harsh financial situations that can result from accidents, legal responsibility, or property damage. Even your dearest pet is covered. If you just bought a home in, you might need the help of an insurance expert at Midwest Professional Insurance to help you understand the coverages and the amount you will need depending on various factors.
Home insurance covers a wide range of catastrophes that could befall your home. With home insurance, you sleep peacefully knowing that you, your family, and the entire house are covered from various perils like fire, lightning, explosion, theft, and many others. While there are other additional coverages, the standard homeowner insurance provides enough coverage for your entire home. They include:
Many home insurance buyers like to know how their insurance premiums are calculated and determined. The truth is, the insurance industry is never a one size fits all kind of business. With that said, there are several factors that your insurance company will check in order to determine your rates. In most cases, these factors either lower your premiums or raise them. Some of these factors include:
Keep in mind that your insurance rateswill depend on the value of the house + the value of your personal belongings. Get the most out of your coverage when you shop your insurance with Midwest Professional Insurance. To compare home insurance quotes instantly, use the quoter on our website, or feel free to email us or call us to speak with a representative.
"A great company! Always fast and responsive! Midwest Professional provided detailed information on insurance options that best fit my needs. I received BETTER coverage for home and auto for less than I was currently paying. And Dede not only did an excellent job at explaining the coverages, but also answers any follow on questions for claims in a way that is easy for people who aren't in the business to understand!"
- Amanda M.
"Very knowledgeable!!!! Available when you need them and quick to respond. Dede has such a warm personality, I felt like I was talking to a friend. She is patient and will answer any and all questions you have! If you are looking for a great insurance company, give them a call."
- Amy M.
"DeDe is phenomenal... it's so nice to actually call and have an agent that knows my name. No matter the request, she always takes care of our family in a timely manner, and knows how to solve problems. Her communication skills are awesome, and she consistently finds our savings on our cars and home."
- Michelle H.
"Felicia and Dede are amazing! They know their stuff and are quick to get back to you with answers to questions. We love these ladies!"
- Matt B.
"I have been with Midwest Insurance for about 6 months. My wife and I have changed cars a couple of times each since joining. In that time our bank has had some issues internally with our proof of insurance. Dede has been great in both changing coverage on our vehicles and handling the issues with our bank. She is always just a phone call away. I am very happy my brother recommended me. If you are looking for a great insurance agent and company you can not go wrong with Dede and Midwest Professional Insurance."
- Randall L.