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Midwest Professional Insurance

4037 Central St
Kansas City, MO 64111

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A Thorough Overview Of Health Insurance

Midwest Professional Insurance offers coverage to the Fairway, KS community. We take time to assess each of our client’s situations to help them find a policy that suits their individual needs. We will help you protect your assets.

Health Insurance Overview

Health insurance allows you to live life a little more comfortably. The policy covers you when you need emergency care. Besides providing a safety net when you aren’t feeling well, health insurance is also an asset because you are covered when you go to the doctor for your routine checkups. Health insurance also covers you if your doctor prescribes medication to help you feel better. If you suffer a serious injury, health insurance can cover your rehabilitation. Your policy also provides coverage if you have to undergo an X-ray, MRI, or another type of test.

Be aware that your health insurance policy will include a network. The network will outline which doctors, hospitals, and pharmacies you are allowed to use for care. You do have the option to look for a hybrid policy that allows you to see the doctors you would like, whether they are a part of the network or not.

You can amend your health insurance policy to cover you as you undergo outpatient care services. If you are doing acupuncture or some other innovative treatment to help rehabilitate your injuries, you can amend your policy to cover the treatment. Your health insurance policy also includes yearly dental and vision checkups as a part of the preventative care coverage.

Midwest Professional Insurance Will Help You Find The Right Policy

Visit our website today to learn more information about health insurance.

 

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Midwest Professional Insurance offers coverage to the Fairway, KS community. We take time to assess each of our client’s situations to help them find a policy that suits their individual needs. We will help you protect your assets.

Health Insurance Overview

Health insurance allows you to live life a little more comfortably. The policy covers you when you need emergency care. Besides providing a safety net when you aren’t feeling well, health insurance is also an asset because you are covered when you go to the doctor for your routine checkups. Health insurance also covers you if your doctor prescribes medication to help you feel better. If you suffer a serious injury, health insurance can cover your rehabilitation. Your policy also provides coverage if you have to undergo an X-ray, MRI, or another type of test.

Be aware that your health insurance policy will include a network. The network will outline which doctors, hospitals, and pharmacies you are allowed to use for care. You do have the option to look for a hybrid policy that allows you to see the doctors you would like, whether they are a part of the network or not.

You can amend your health insurance policy to cover you as you undergo outpatient care services. If you are doing acupuncture or some other innovative treatment to help rehabilitate your injuries, you can amend your policy to cover the treatment. Your health insurance policy also includes yearly dental and vision checkups as a part of the preventative care coverage.

Midwest Professional Insurance Will Help You Find The Right Policy

Visit our website today to learn more information about health insurance.

 

Candle Safety Considerations

When the weather gets cold, you may want to cozy up indoors by lighting a candle or two. However, it’s important to keep candle safety considerations in mind when doing so.

All it takes is a single candle mishap to quickly escalate into a devastating fire within your home. In fact, the National Fire Protection Association claims that there is an average of 21 home fires caused by candles every day—with 85% of them being avoidable.

Candle incidents can be avoided by practicing safe candle usage within your home. Learn to use candles safely in your home by following these simple tips:

  1. Trim the wick—Trim the wick to a quarter of an inch to keep the flame from becoming too large.
  2. Use a long match or lighter—To keep your hand from getting too close to the flame, always use a long match or long lighter.
  3. Don’t walk away—Make sure the wick ember is completely out and no longer glowing before leaving the room.
  4. Secure the area—Never burn a candle near anything that could catch fire. This includes furniture, drapes, bedding, carpets, books, paper and flammable decorations.
  5. Keep candles away from kids and pets—Make sure children and pets cannot reach burning candles.
  6. Avoid drafts, vents and air currents—This will help prevent rapid burning or dripping of your candle.
  7. Burn for no longer than four hours—Burning your candle for more than four consecutive hours can cause the wick to become unstable and the flame to grow too large.
  8. Extinguish candles appropriately—Suffocate the flame by using a snuffer or putting the lid on the candle to prevent hot wax splatters.
  9. Don’t touch or move it—Make sure the candle is completely cooled before touching or moving it.

For more home safety guidance and homeowners insurance solutions, contact Midwest Professional Insurance today.

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When the weather gets cold, you may want to cozy up indoors by lighting a candle or two. However, it’s important to keep candle safety considerations in mind when doing so.

All it takes is a single candle mishap to quickly escalate into a devastating fire within your home. In fact, the National Fire Protection Association claims that there is an average of 21 home fires caused by candles every day—with 85% of them being avoidable.

Candle incidents can be avoided by practicing safe candle usage within your home. Learn to use candles safely in your home by following these simple tips:

  1. Trim the wick—Trim the wick to a quarter of an inch to keep the flame from becoming too large.
  2. Use a long match or lighter—To keep your hand from getting too close to the flame, always use a long match or long lighter.
  3. Don’t walk away—Make sure the wick ember is completely out and no longer glowing before leaving the room.
  4. Secure the area—Never burn a candle near anything that could catch fire. This includes furniture, drapes, bedding, carpets, books, paper and flammable decorations.
  5. Keep candles away from kids and pets—Make sure children and pets cannot reach burning candles.
  6. Avoid drafts, vents and air currents—This will help prevent rapid burning or dripping of your candle.
  7. Burn for no longer than four hours—Burning your candle for more than four consecutive hours can cause the wick to become unstable and the flame to grow too large.
  8. Extinguish candles appropriately—Suffocate the flame by using a snuffer or putting the lid on the candle to prevent hot wax splatters.
  9. Don’t touch or move it—Make sure the candle is completely cooled before touching or moving it.

For more home safety guidance and homeowners insurance solutions, contact Midwest Professional Insurance today.

Defensive Driving Tips

Although getting behind the wheel may seem like a simple, everyday task, it could be one of the most dangerous things you do all day long. As a defensive driver, you can help avoid motorized crashes and lower your risk of costly insurance claims.

By utilizing defensive driving measures, you can help keep yourself and other motorists safe on the road. Next time you get behind the wheel, implement these tips:

  1. Eliminate distractions—Your sole focus should be the road. Avoid using your cellphone, adjusting the radio, eating, and drinking behind the wheel.
  2. Follow the rules of the road Uphold standard protocols such as wearing a seat belt, obeying speed limits, using turn signals, and approaching intersections with caution.
  3. Remain alert—Check your mirrors often, and try to scan road conditions up to 30 seconds ahead of you.
  4. Don’t depend on other drivers— Never assume another driver is going to move out of the way or allow you to merge. Plan your movements to anticipate the worst-case scenario.

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Although getting behind the wheel may seem like a simple, everyday task, it could be one of the most dangerous things you do all day long. As a defensive driver, you can help avoid motorized crashes and lower your risk of costly insurance claims.

By utilizing defensive driving measures, you can help keep yourself and other motorists safe on the road. Next time you get behind the wheel, implement these tips:

  1. Eliminate distractions—Your sole focus should be the road. Avoid using your cellphone, adjusting the radio, eating, and drinking behind the wheel.
  2. Follow the rules of the road Uphold standard protocols such as wearing a seat belt, obeying speed limits, using turn signals, and approaching intersections with caution.
  3. Remain alert—Check your mirrors often, and try to scan road conditions up to 30 seconds ahead of you.
  4. Don’t depend on other drivers— Never assume another driver is going to move out of the way or allow you to merge. Plan your movements to anticipate the worst-case scenario.

How to Prevent Frostbite

Being outdoors during the winter months can expose you to cold weather conditions. Exposure to frigid temperatures can lead to various health complications—including frostbite. Frostbite is a cold-weather injury caused by a freezing of the skin and its underlying tissues. This condition most commonly occurs on the fingers, toes, nose, ears, cheeks and chin. Skin exposed to cold, windy weather below 5 degrees Fahrenheit is most susceptible to frostbite. What’s more, in a wind chill of minus 16.6, frostbite can occur on exposed skin in as little as 30 minutes.

Recognizing the symptoms of frostbite is important in order to help prevent it. Here are common symptoms associated with frostbite:

  1. Cold skin accompanied with a prickling feeling
  2. Numbness
  3. Red, white, bluish-white or grayish-yellow skin
  4. Hard or waxy-looking skin
  5. Clumsiness due to joint and muscle stiffness
  6. Blistering after rewarming, in severe cases

Long-term complications can arise from frostbite as well—such as increased sensitivity to cold, prolonged numbness in the affected area, changes in skin color, and an increased risk of developing frostbite again.

To stay warm in the winter weather and decrease your risk of experiencing frostbite, follow these tips:

  1. Dress appropriately—Wearing loose, light and comfortable layers can help trap warm air.
  2. Protect your hands and feet—Wear two pairs of socks, and insulated gloves or mittens to keep your hands and feet warm.
  3. Keep your head warm—Wear a heavy wool or fleece hat that fully covers your head and ears.
  4. Stay hydrated—Dehydration increases your risk of developing frostbite. Even if you aren’t thirsty, try to drink at least one cup of water before entering cold temperatures.

Read More

Being outdoors during the winter months can expose you to cold weather conditions. Exposure to frigid temperatures can lead to various health complications—including frostbite. Frostbite is a cold-weather injury caused by a freezing of the skin and its underlying tissues. This condition most commonly occurs on the fingers, toes, nose, ears, cheeks and chin. Skin exposed to cold, windy weather below 5 degrees Fahrenheit is most susceptible to frostbite. What’s more, in a wind chill of minus 16.6, frostbite can occur on exposed skin in as little as 30 minutes.

Recognizing the symptoms of frostbite is important in order to help prevent it. Here are common symptoms associated with frostbite:

  1. Cold skin accompanied with a prickling feeling
  2. Numbness
  3. Red, white, bluish-white or grayish-yellow skin
  4. Hard or waxy-looking skin
  5. Clumsiness due to joint and muscle stiffness
  6. Blistering after rewarming, in severe cases

Long-term complications can arise from frostbite as well—such as increased sensitivity to cold, prolonged numbness in the affected area, changes in skin color, and an increased risk of developing frostbite again.

To stay warm in the winter weather and decrease your risk of experiencing frostbite, follow these tips:

  1. Dress appropriately—Wearing loose, light and comfortable layers can help trap warm air.
  2. Protect your hands and feet—Wear two pairs of socks, and insulated gloves or mittens to keep your hands and feet warm.
  3. Keep your head warm—Wear a heavy wool or fleece hat that fully covers your head and ears.
  4. Stay hydrated—Dehydration increases your risk of developing frostbite. Even if you aren’t thirsty, try to drink at least one cup of water before entering cold temperatures.

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