At Midwest Professional Insurance, we are happy to provide exceptional insurance policies to clients who live in the states we serve on a full-time or part-time basis. Many folks who live in Kansas, Missouri, Colorado, Illinois, Idaho, and Texas call these states home for one part of the year and spend the rest of the year in a state with the opposite climate for a change of pace.
If you own a condo in any of these states, you are probably considering buying condo insurance. For those who only live in their condo for a portion of the year, it might seem like a waste of money to get condominium insurance. As you’ll find out below, this is anything but the truth.
Should I Get Condo Insurance If I Only Live There Part-Time?
While it might seem counterintuitive, a vacant condo needs insurance even more than an occupied one. This is because empty condos and houses are prime targets for thieves and other bad actors.
When you’re away, thieves and burglars may take it as an opportunity to steal your belongings or damage your property without worrying about the consequences. Since you aren’t there, you won’t be able to protect your home or see the damage immediately.
Without condo insurance, the results of a break-in or theft would be difficult to cover. With condo insurance, you may be able to cover the damage and replace some valuable stolen belongings. When you experience damage from qualifying incidents such as certain natural disasters or crimes, condo insurance may also help you recover.
Reach Out To Us!
If you’re wondering how our condo insurance policies can protect your home no matter how much you live there, call one of our offices at Midwest Professional Insurance today!