Some people decide to rent a home or apartment because they don’t want the responsibility of home ownership. Others rent for financial reasons. Others simply want the flexibility that renting a home can provide.
No matter your reasons, renters insurance should be a part of your financial and loss protection plans. Renters insurance provides protection, peace of mind, and value whether you are home or away. If you are a renter in Kansas, here’s how Midwest Professional Insurance can protect you at home or on the road.
Protection For Your Home
Renters insurance is designed to financially protect you from the loss of personal items in your home or apartment. Covered items can include your furniture, clothing, appliances, kitchenware, bedding, certain electronics, and more. It is important to note that this is protection usually not provided by your landlord or rental agent.
In addition, renters insurance can cover you from liability claims that can arise out of an accident injury to a visitor, family, friend, or delivery person.
While You Are Away
Not only will renters insurance cover items in your home or apartment, but personal items you take with you when traveling. This can include clothing and personal items. Contact us regarding specifics on coverage of valuable jewelry and personal electronic devices.
What To Know About Coverage
Since renters insurance applies to the personal items of a renter, it is important to know that roommates should each have their own policies. When changing addresses, you should also notify your agent of any changes.
Consult With Us
Whether you are moving out of your parents’ home, going to college, downsizing, or simply choosing to rent, secure renter’s insurance to protect you at home and away. In Kansas, contact us at Midwest Professional Insurance. We will be happy to provide a free, no-obligation quote.