As a renter, you may think you don’t need to have insurance to protect your rental. That is a mistake. If you are counting on your landlord to protect you, that is another mistake. At Midwest Professional Insurance, our entire team is dedicated to providing the highest level of customer service. We recognize insurance needs to provide the right coverage at the right price. We will work with you, listen to your questions, and address your concerns.
Just because you don’t own the residence where you live doesn’t mean having no insurance is a good idea. Renters insurance offers some valuable protection that can help you to protect what you have.
Unless you are renting a fully furnished unit, you likely have quite a lot of personal possessions. Even if you don’t have furniture, everyone has electronics, which can be quite expensive to replace. A renters’ policy will cover your laptop or tablet even if it is away from your rental. Renters insurance covers you for damage due to things like fire and also from theft or vandalism.
If someone is injured while visiting your rental or by a member of your family, even a furry one, you could end up having to pay for medical bills. If someone decided to sue you, it could help with the legal fees and a judgment against you.
Loss of use
If a covered hazard damages your rental, you will need somewhere to stay. With renters insurance, you will be able to stay in a hotel in the first days and a temporary rental unit if it will be longer.
At Midwest Professional Insurance, we provide our customers with friendly and dedicated service. Give our office a call or stop in to talk to one of our team.