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Featured Insurance Blog

Why should I get a classic car insurance plan?

Most people will need to own a vehicle at some point to get around town. One particular type of vehicle that car lovers will want to own at some point is a classic car. There are typically vintage and rare vehicles that offer a significant amount of collectible value. As this can be a very major asset, protecting it with the right insurance is important. There are a few reasons that you should get a classic car insurance plan to protect this vehicle.

Insurance Will Protect Vehicle Value

An important reason people should get a classic car insurance plan is so they can protect the value of their vehicle. Classic cars continue to appreciate in value, which is different from most other cars that tend to lose some value each year. Due to this, you will need a specific type of insurance that will protect this unique value. A classic car insurance plan does provide support to ensure the collectible value is protected.

Liability Insurance

No matter where you drive your classic car, you need to have liability insurance. However, classic car owners do not typically drive their vehicles much each year. With a classic car insurance plan, you can get the coverage you need to stay protected while receiving a premium that reflects the reduced risk that comes with lower annual mileage. 

If you would like to get a classic car, speaking with a professional about your insurance needs is very important. As there are a lot of choices to make when you are looking for a classic car insurance plan, you should call Midwest Professional Insurance. The team with Midwest Professional Insurance can help you build a plan that provides the right coverage. They can answer all of your questions and ensure you are able to make an informed decision. 

Read More

Most people will need to own a vehicle at some point to get around town. One particular type of vehicle that car lovers will want to own at some point is a classic car. There are typically vintage and rare vehicles that offer a significant amount of collectible value. As this can be a very major asset, protecting it with the right insurance is important. There are a few reasons that you should get a classic car insurance plan to protect this vehicle.

Insurance Will Protect Vehicle Value

An important reason people should get a classic car insurance plan is so they can protect the value of their vehicle. Classic cars continue to appreciate in value, which is different from most other cars that tend to lose some value each year. Due to this, you will need a specific type of insurance that will protect this unique value. A classic car insurance plan does provide support to ensure the collectible value is protected.

Liability Insurance

No matter where you drive your classic car, you need to have liability insurance. However, classic car owners do not typically drive their vehicles much each year. With a classic car insurance plan, you can get the coverage you need to stay protected while receiving a premium that reflects the reduced risk that comes with lower annual mileage. 

If you would like to get a classic car, speaking with a professional about your insurance needs is very important. As there are a lot of choices to make when you are looking for a classic car insurance plan, you should call Midwest Professional Insurance. The team with Midwest Professional Insurance can help you build a plan that provides the right coverage. They can answer all of your questions and ensure you are able to make an informed decision. 

Outdoor Exercise Safety Tips

As we move into summer, many will want to exercise outdoors to stay active and get some fresh air. That’s great news, as experts recommend at least 150 minutes of moderate aerobic activity each week. Working out in hot and humid weather can put extra stress on your body; however, there are simple precautions you can take to protect yourself.

Workout Tips

By moving your workout outdoors, you can boost your mood and improve your concentration. Also, you don’t need to stick to your own yard or neighborhood. Jogging trails, exercise parks, sports fields and stairs provide endless opportunities to switch up your workout. Keep in mind the following tips to safely exercise outside during the summer:

  1. Avoid the hottest part of the day. If possible, plan your workout before 10 a.m. or after 3 p.m. to dodge those strong sun rays.
  2. Wear light-colored clothing. Dark colors absorb the heat, while light colors will reflect the sun. Lightweight, loose-fitting clothing will help air circulate and keep you cool.
  3. Apply sunscreen. Opt for a broad-spectrum sunscreen that’s at least 30 SPF. Reapply every two hours, even if the label says it’s sweatproof. Wearing a wide-brimmed hat can also protect your face from sun exposure.
  4. Stay hydrated with water. Drink water before you head out, and try to take sips every 15 minutes during your workout—whether you’re thirsty or not.
  5. Replenish your electrolytes. Instead of reaching for a sports drink after a workout, consider replacing electrolytes through real food like chia seeds, kale, coconut, or fruits and vegetables.
  6. Listen to your body. If you’re feeling dizzy, faint or nauseous, stop immediately. Sit down in the shade and drink some water until you’re feeling better.

Your body may need to adapt to outdoor workouts, so follow its lead and gradually pick up the pace or intensity. As always, talk to your doctor before you start a new exercise regimen.

Health Benefits of Gardening

It’s likely that you may already have a garden. According to the Garden Media Group, 16 million people started gardening during the pandemic

As we enter the growing season, gardening is a great way to spend time outdoors—and get some exercise. The Centers for Disease Control and Prevention counts activities like raking and cutting grass as light to moderate exercise—while shoveling, digging and chopping wood are vigorous exercise.

In addition to physical activity, consider these health benefits of gardening:

  1. Increased vitamin D levels essential for body functions
  2. Boosted self-esteem
  3. Improved mood
  4. Reduced stress and anxiety

Talk to your doctor to learn more about ways to manage your well-being

3 Ways to Snack Smartly

It’s completely normal to snack throughout the workday. However, it can especially be tempting to opt for the fast, easy (but unhealthy) option if you are working from home. Keep the following three tips in mind to help you snack smartly during the workday at the office or at home.

  1. Plan your snacking. Think ahead so you don’t desperately reach for unhealthy items. At the beginning of the week, make or pre-portion your healthy snacks so they’re ready to go.
  2. Be mindful of portions. Avoid eating directly out of the bag or original container, and portion your snacks before eating.
  3. Choose healthy snacks. Nibble on fruits, vegetables, whole grains and healthy fats to stay satisfied and full. Pass on the junk food since chips, candy and cookies can leave you feeling sluggish.

You might not have control over where you’re working, but try to work away from the kitchen.

Read More

As we move into summer, many will want to exercise outdoors to stay active and get some fresh air. That’s great news, as experts recommend at least 150 minutes of moderate aerobic activity each week. Working out in hot and humid weather can put extra stress on your body; however, there are simple precautions you can take to protect yourself.

Workout Tips

By moving your workout outdoors, you can boost your mood and improve your concentration. Also, you don’t need to stick to your own yard or neighborhood. Jogging trails, exercise parks, sports fields and stairs provide endless opportunities to switch up your workout. Keep in mind the following tips to safely exercise outside during the summer:

  1. Avoid the hottest part of the day. If possible, plan your workout before 10 a.m. or after 3 p.m. to dodge those strong sun rays.
  2. Wear light-colored clothing. Dark colors absorb the heat, while light colors will reflect the sun. Lightweight, loose-fitting clothing will help air circulate and keep you cool.
  3. Apply sunscreen. Opt for a broad-spectrum sunscreen that’s at least 30 SPF. Reapply every two hours, even if the label says it’s sweatproof. Wearing a wide-brimmed hat can also protect your face from sun exposure.
  4. Stay hydrated with water. Drink water before you head out, and try to take sips every 15 minutes during your workout—whether you’re thirsty or not.
  5. Replenish your electrolytes. Instead of reaching for a sports drink after a workout, consider replacing electrolytes through real food like chia seeds, kale, coconut, or fruits and vegetables.
  6. Listen to your body. If you’re feeling dizzy, faint or nauseous, stop immediately. Sit down in the shade and drink some water until you’re feeling better.

Your body may need to adapt to outdoor workouts, so follow its lead and gradually pick up the pace or intensity. As always, talk to your doctor before you start a new exercise regimen.

Health Benefits of Gardening

It’s likely that you may already have a garden. According to the Garden Media Group, 16 million people started gardening during the pandemic

As we enter the growing season, gardening is a great way to spend time outdoors—and get some exercise. The Centers for Disease Control and Prevention counts activities like raking and cutting grass as light to moderate exercise—while shoveling, digging and chopping wood are vigorous exercise.

In addition to physical activity, consider these health benefits of gardening:

  1. Increased vitamin D levels essential for body functions
  2. Boosted self-esteem
  3. Improved mood
  4. Reduced stress and anxiety

Talk to your doctor to learn more about ways to manage your well-being

3 Ways to Snack Smartly

It’s completely normal to snack throughout the workday. However, it can especially be tempting to opt for the fast, easy (but unhealthy) option if you are working from home. Keep the following three tips in mind to help you snack smartly during the workday at the office or at home.

  1. Plan your snacking. Think ahead so you don’t desperately reach for unhealthy items. At the beginning of the week, make or pre-portion your healthy snacks so they’re ready to go.
  2. Be mindful of portions. Avoid eating directly out of the bag or original container, and portion your snacks before eating.
  3. Choose healthy snacks. Nibble on fruits, vegetables, whole grains and healthy fats to stay satisfied and full. Pass on the junk food since chips, candy and cookies can leave you feeling sluggish.

You might not have control over where you’re working, but try to work away from the kitchen.

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