Click to Call Click to Text
Midwest Professional Insurance

4037 Central St
Kansas City, MO 64111

Get Directions

Featured Insurance Blog

Survival Guide for Parents of Teen Drivers

Watching your teenager drive off in a car is one of the most daunting moments of any parent’s journey. Not only do you fear for their safety, but you also worry about the impact of adding a new driver to your insurance premiums. There are some steps you can take to reduce your worries on both fronts. 

Safe Driving Rules: 

  • Most of us use our phones for navigation or music while driving, and your teen is likely no exception. To reduce the distraction, instill a habit of turning off all notifications. Better still to have an out of sight, out of reach place for the phone until they reach their destination. 
  • Safety courses can not only give your child better driving habits, and they can also potentially help reduce your rates.
  • Telemetrics is a helpful nanny while your child is out on the road. These are apps or devices that monitor driving habits. Some insurance companies offer discounts for good driving. Your child will know their habits are being recorded and that knowledge can keep them mindful of their driving behavior. 
  • Check out safety ratings for possible rides. Not only will safety features bring you greater peace of mind, but they will also potentially offer a better rate on your premiums. 

Important Considerations

  • Tell your insurance about new drivers. If an accident occurs without that update, you run the risk of a denied claim or suspended policy. 
  • Consider adding an umbrella policy. Should the worst occur and your coverage is insufficient, an umbrella policy becomes a rainy day fund to protect your family’s financial wellbeing. 
  • Roadside assistance is another good addition. Should they land in a ditch or pop a tire, they’ll have the help they need. 

When it comes time to get your teen insurance coverage, it’s often cheaper to add them to your existing policy rather than start them a new one. When you are ready to look at your options, call or stop by Midwest Professional Insurance to find the policy that offers you and your family the best protection. 

Read More

Watching your teenager drive off in a car is one of the most daunting moments of any parent’s journey. Not only do you fear for their safety, but you also worry about the impact of adding a new driver to your insurance premiums. There are some steps you can take to reduce your worries on both fronts. 

Safe Driving Rules: 

  • Most of us use our phones for navigation or music while driving, and your teen is likely no exception. To reduce the distraction, instill a habit of turning off all notifications. Better still to have an out of sight, out of reach place for the phone until they reach their destination. 
  • Safety courses can not only give your child better driving habits, and they can also potentially help reduce your rates.
  • Telemetrics is a helpful nanny while your child is out on the road. These are apps or devices that monitor driving habits. Some insurance companies offer discounts for good driving. Your child will know their habits are being recorded and that knowledge can keep them mindful of their driving behavior. 
  • Check out safety ratings for possible rides. Not only will safety features bring you greater peace of mind, but they will also potentially offer a better rate on your premiums. 

Important Considerations

  • Tell your insurance about new drivers. If an accident occurs without that update, you run the risk of a denied claim or suspended policy. 
  • Consider adding an umbrella policy. Should the worst occur and your coverage is insufficient, an umbrella policy becomes a rainy day fund to protect your family’s financial wellbeing. 
  • Roadside assistance is another good addition. Should they land in a ditch or pop a tire, they’ll have the help they need. 

When it comes time to get your teen insurance coverage, it’s often cheaper to add them to your existing policy rather than start them a new one. When you are ready to look at your options, call or stop by Midwest Professional Insurance to find the policy that offers you and your family the best protection. 

Servicing States

  • Kansas
  • Missouri
  • Colorado
  • Illinois
  • Idaho
  • Texas

Testimonials

Google reviews

Partner Carriers

  • Ace
  • Ace
  • American Modern
  • Bristol West
  • Chubb
  • Condon Skelly
  • Encompass
  • Foremost
  • Hagerty
  • Kemper
  • Liberty Mutual
  • Markel
  • MetLife
  • Nationwide
  • Progressive
  • Safeco
  • The Hartford
  • Travelers