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Featured Insurance Blog
Aug 24 2023

What are three reasons to get auto insurance?

Aug 24 2023 by adminPosted in Auto InsuranceTagged ,

Being a car owner is very common for people all over the country, including the state of Kansas. When you are a car owner, you need to ensure that you have the right insurance in place for it.

There are three reasons you should get auto insurance whenever you are going to buy or lease a vehicle. 

Protect Your Vehicle

A primary reason to have auto coverage is so you can protect your asset. When you have a full insurance plan, you will have coverage in many situations including if your car is damaged in an accident or it is stolen. If you are properly insured, you will have the support you need to protect your vehicle. 

Reduce Liability Financial Risk

You also should get an auto plan so you can reduce your liability and financial risk. If you are at fault in an accident, you will need to cover the damages, which can be very high. With auto coverage, you will have liability insurance that will cover you in these situations. 

Meet Requirements

Finally, you should have this insurance so you can meet your requirements. As a car owner, you are bound to have auto insurance requirements. Both the state that you live in and any auto loan provider is going to have specific insurance requirements that need to be met. Carrying this coverage can help keep you in good standing with these obligations. 

Reach Out To Us

If you are a car owner in Kansas and intend to drive it, you do need to make sure that you have proper auto insurance. When you are ready to start your search, it would be a great option to call our team with Midwest Professional Insurance. If you do call our team at Midwest Professional Insurance, you can get the guidance you need to build your next plan. 

Read More

Being a car owner is very common for people all over the country, including the state of Kansas. When you are a car owner, you need to ensure that you have the right insurance in place for it.

There are three reasons you should get auto insurance whenever you are going to buy or lease a vehicle. 

Protect Your Vehicle

A primary reason to have auto coverage is so you can protect your asset. When you have a full insurance plan, you will have coverage in many situations including if your car is damaged in an accident or it is stolen. If you are properly insured, you will have the support you need to protect your vehicle. 

Reduce Liability Financial Risk

You also should get an auto plan so you can reduce your liability and financial risk. If you are at fault in an accident, you will need to cover the damages, which can be very high. With auto coverage, you will have liability insurance that will cover you in these situations. 

Meet Requirements

Finally, you should have this insurance so you can meet your requirements. As a car owner, you are bound to have auto insurance requirements. Both the state that you live in and any auto loan provider is going to have specific insurance requirements that need to be met. Carrying this coverage can help keep you in good standing with these obligations. 

Reach Out To Us

If you are a car owner in Kansas and intend to drive it, you do need to make sure that you have proper auto insurance. When you are ready to start your search, it would be a great option to call our team with Midwest Professional Insurance. If you do call our team at Midwest Professional Insurance, you can get the guidance you need to build your next plan. 

Jul 21 2023

Four of the Most Valuable Classic Cars of All Time

Jul 21 2023 by adminPosted in Classic Car InsuranceTagged ,

Classic cars make for great collector’s items and investments. Some models can sell for many millions, costing more than most modern hypercars. If you own such a collectible car, classic car insurance is all but a must. Reach out to Midwest Professional Insurance to learn more about classic car insurance.

Four Most Valuable Classic Cars

The 1962 Ferrari GTO

One of the most iconic cars from one of the most iconic auto brands of all time, buying a 1962 Ferrari GTO could set you back around $50 million. This Ferrari won the 1962 Italian GT Championship. Just 36 models were built, explaining the high price tag.

1956 Aston Martin DBR1

Aston Martin ranks among the most respected brands in the supercar world. Its classic cars often sell for millions of dollars, with one 1956 Aston Martin DBR1 fetching over $22 million at an auction in 2017. This model won the Le Mans in 1959.

1935 Duesenberg SSJ

Many of the most valuable collector’s cars hail from the late 50s and 60s when the global auto sports industry raced into the imagination of populations across the world. The 1935 Duesenberg SSJ hails from an earlier era but has fetched $22 million at auction. You can bet the buyer took out classic car insurance. This American legend packs a dual-supercharged, inline-eight-cylinder engine that cranks out 400 hp, a massive amount of power for the era.

1965 Ford Mustang

Individually, the Mustangs from 1965 typically aren’t as valuable as the cars mentioned above. However, most of the aforementioned cars are incredibly rare, whereas more than 500,000 Ford Mustangs were put together in 1965. This car played a major role in ushering in the era of muscle cars and remains highly sought after, often selling for $50,000 or more. Limited edition variants, like the Shelby models, can sell for more than a million.

Have a collectible car in Kansas you’d like to insure with classic car insurance?

Contact Midwest Professional Insurance serving the residents of Kansas. We are happy to help!

Read More

Classic cars make for great collector’s items and investments. Some models can sell for many millions, costing more than most modern hypercars. If you own such a collectible car, classic car insurance is all but a must. Reach out to Midwest Professional Insurance to learn more about classic car insurance.

Four Most Valuable Classic Cars

The 1962 Ferrari GTO

One of the most iconic cars from one of the most iconic auto brands of all time, buying a 1962 Ferrari GTO could set you back around $50 million. This Ferrari won the 1962 Italian GT Championship. Just 36 models were built, explaining the high price tag.

1956 Aston Martin DBR1

Aston Martin ranks among the most respected brands in the supercar world. Its classic cars often sell for millions of dollars, with one 1956 Aston Martin DBR1 fetching over $22 million at an auction in 2017. This model won the Le Mans in 1959.

1935 Duesenberg SSJ

Many of the most valuable collector’s cars hail from the late 50s and 60s when the global auto sports industry raced into the imagination of populations across the world. The 1935 Duesenberg SSJ hails from an earlier era but has fetched $22 million at auction. You can bet the buyer took out classic car insurance. This American legend packs a dual-supercharged, inline-eight-cylinder engine that cranks out 400 hp, a massive amount of power for the era.

1965 Ford Mustang

Individually, the Mustangs from 1965 typically aren’t as valuable as the cars mentioned above. However, most of the aforementioned cars are incredibly rare, whereas more than 500,000 Ford Mustangs were put together in 1965. This car played a major role in ushering in the era of muscle cars and remains highly sought after, often selling for $50,000 or more. Limited edition variants, like the Shelby models, can sell for more than a million.

Have a collectible car in Kansas you’d like to insure with classic car insurance?

Contact Midwest Professional Insurance serving the residents of Kansas. We are happy to help!

Jun 16 2023

4 Times to Update Your Life Insurance Policy

Jun 16 2023 by adminPosted in Life InsuranceTagged ,

Life insurance is essential to any financial plan, providing security and peace of mind for you and your loved ones. However, as life changes, so do your insurance needs. At Midwest Professional Insurance, we know keeping your policy up-to-date is crucial to ensure you have the right coverage in Kansas.

When To Update Your Life Insurance 

1. Major Life Events

Significant life events, such as getting married, having a child, or buying a home, can significantly impact your financial responsibilities. When these milestones occur, it’s essential to reevaluate your life insurance policy to ensure that it provides adequate coverage for your growing family. For example, you may need to increase your death benefit to cover expenses like mortgage payments, childcare, and your spouse’s living expenses.

2. Changes in Income

Your financial obligations will likely grow as your career progresses and your income increases. You may find that your current life insurance policy no longer covers your family’s needs in the event of your passing. If your income has changed, it is important to update your policy.

3. Health Improvements

If you’ve made significant strides in improving your health since purchasing your life insurance policy, you may be eligible for lower premiums. For example, if you’ve quit smoking, lost weight, or successfully managed a chronic health condition, you could qualify for more affordable rates.

4. Retirement Planning

As you approach retirement, your financial needs and priorities may shift. Updating your life insurance policy can help you prepare for this new stage of life. For instance, you might convert a term life policy to a permanent one or use your policy’s cash value to supplement your retirement income.

Looking For Insurance In Kansas?

Contact us today at Midwest Professional Insurance to review your policy and ensure you have the right coverage for your changing life needs.

Read More

Life insurance is essential to any financial plan, providing security and peace of mind for you and your loved ones. However, as life changes, so do your insurance needs. At Midwest Professional Insurance, we know keeping your policy up-to-date is crucial to ensure you have the right coverage in Kansas.

When To Update Your Life Insurance 

1. Major Life Events

Significant life events, such as getting married, having a child, or buying a home, can significantly impact your financial responsibilities. When these milestones occur, it’s essential to reevaluate your life insurance policy to ensure that it provides adequate coverage for your growing family. For example, you may need to increase your death benefit to cover expenses like mortgage payments, childcare, and your spouse’s living expenses.

2. Changes in Income

Your financial obligations will likely grow as your career progresses and your income increases. You may find that your current life insurance policy no longer covers your family’s needs in the event of your passing. If your income has changed, it is important to update your policy.

3. Health Improvements

If you’ve made significant strides in improving your health since purchasing your life insurance policy, you may be eligible for lower premiums. For example, if you’ve quit smoking, lost weight, or successfully managed a chronic health condition, you could qualify for more affordable rates.

4. Retirement Planning

As you approach retirement, your financial needs and priorities may shift. Updating your life insurance policy can help you prepare for this new stage of life. For instance, you might convert a term life policy to a permanent one or use your policy’s cash value to supplement your retirement income.

Looking For Insurance In Kansas?

Contact us today at Midwest Professional Insurance to review your policy and ensure you have the right coverage for your changing life needs.

May 19 2023

Umbrella Insurance and Coverage Gaps

May 19 2023 by adminPosted in Umbrella InsuranceTagged ,

Navigating the insurance world is complex, but understanding the details and facts surrounding umbrella insurance and coverage gaps is important for protecting your assets and financial well-being. Midwest Professional Insurance is here to guide you, ensuring you have the necessary details to make informed decisions. Learn about the importance of umbrella insurance, how it can help close coverage gaps, and the key benefits of obtaining this additional layer of protection.

What Is Umbrella Insurance?

Umbrella insurance is a type of liability insurance designed to offer extra protection above and beyond the limits of your standard policies, like homeowners, auto, and boat insurance. When the limits are exhausted, umbrella insurance kicks in to provide additional coverage. As a result, umbrella insurance will protect you from a wide range of liability risks, including bodily injury, property damage, and even certain lawsuits.

Understanding Coverage Gaps

Coverage gaps occur when your primary insurance policies don’t fully cover the costs associated with a claim, leaving you responsible for the remaining amount. These gaps can result from various factors, including policy exclusions, limits, and deductibles. For instance, if your auto insurance policy has a limit of $300,000, and you are found liable for $500,000 in damages, the coverage gap would be $200,000.

Key Benefits of Umbrella Insurance

Extended Liability Protection: Umbrella insurance provides an additional layer of protection when the limits of your primary insurance policies are reached, minimizing the financial impact of a claim.

Broad Coverage: Umbrella insurance covers a wide range of liability risks, including personal injury, property damage, and legal defense costs in the event of a lawsuit.

Affordable Protection: Umbrella insurance offers a cost-effective way to enhance coverage and minimize exposure to financial loss.

The Role of Insurance in Closing Coverage Gaps

Midwest Professional Insurance understands the importance of comprehensive coverage to protect your Kansas assets and safeguard your financial well-being. By identifying potential coverage gaps and recommending suitable umbrella insurance policies, We help clients achieve peace of mind, knowing their assets are protected from unexpected liability claims.

Take Action Today by Calling Our Office

Don’t let coverage gaps leave you exposed to financial risks. Instead, contact Midwest Professional Insurance for expert guidance on securing the right umbrella insurance policy to meet your needs in Kansas. Our team will assess your current coverage, identify potential gaps, and recommend a tailored solution.

Read More

Navigating the insurance world is complex, but understanding the details and facts surrounding umbrella insurance and coverage gaps is important for protecting your assets and financial well-being. Midwest Professional Insurance is here to guide you, ensuring you have the necessary details to make informed decisions. Learn about the importance of umbrella insurance, how it can help close coverage gaps, and the key benefits of obtaining this additional layer of protection.

What Is Umbrella Insurance?

Umbrella insurance is a type of liability insurance designed to offer extra protection above and beyond the limits of your standard policies, like homeowners, auto, and boat insurance. When the limits are exhausted, umbrella insurance kicks in to provide additional coverage. As a result, umbrella insurance will protect you from a wide range of liability risks, including bodily injury, property damage, and even certain lawsuits.

Understanding Coverage Gaps

Coverage gaps occur when your primary insurance policies don’t fully cover the costs associated with a claim, leaving you responsible for the remaining amount. These gaps can result from various factors, including policy exclusions, limits, and deductibles. For instance, if your auto insurance policy has a limit of $300,000, and you are found liable for $500,000 in damages, the coverage gap would be $200,000.

Key Benefits of Umbrella Insurance

Extended Liability Protection: Umbrella insurance provides an additional layer of protection when the limits of your primary insurance policies are reached, minimizing the financial impact of a claim.

Broad Coverage: Umbrella insurance covers a wide range of liability risks, including personal injury, property damage, and legal defense costs in the event of a lawsuit.

Affordable Protection: Umbrella insurance offers a cost-effective way to enhance coverage and minimize exposure to financial loss.

The Role of Insurance in Closing Coverage Gaps

Midwest Professional Insurance understands the importance of comprehensive coverage to protect your Kansas assets and safeguard your financial well-being. By identifying potential coverage gaps and recommending suitable umbrella insurance policies, We help clients achieve peace of mind, knowing their assets are protected from unexpected liability claims.

Take Action Today by Calling Our Office

Don’t let coverage gaps leave you exposed to financial risks. Instead, contact Midwest Professional Insurance for expert guidance on securing the right umbrella insurance policy to meet your needs in Kansas. Our team will assess your current coverage, identify potential gaps, and recommend a tailored solution.

Apr 11 2023

Should I Get Condo Insurance If I Only Live There Part-Time?

Apr 11 2023 by adminPosted in Condo InsuranceTagged

At Midwest Professional Insurance, we are happy to provide exceptional insurance policies to clients who live in the states we serve on a full-time or part-time basis. Many folks who live in Kansas, Missouri, Colorado, Illinois, Idaho, and Texas call these states home for one part of the year and spend the rest of the year in a state with the opposite climate for a change of pace.

If you own a condo in any of these states, you are probably considering buying condo insurance. For those who only live in their condo for a portion of the year, it might seem like a waste of money to get condominium insurance. As you’ll find out below, this is anything but the truth.

Should I Get Condo Insurance If I Only Live There Part-Time?

While it might seem counterintuitive, a vacant condo needs insurance even more than an occupied one. This is because empty condos and houses are prime targets for thieves and other bad actors.

When you’re away, thieves and burglars may take it as an opportunity to steal your belongings or damage your property without worrying about the consequences. Since you aren’t there, you won’t be able to protect your home or see the damage immediately. 

Without condo insurance, the results of a break-in or theft would be difficult to cover. With condo insurance, you may be able to cover the damage and replace some valuable stolen belongings. When you experience damage from qualifying incidents such as certain natural disasters or crimes, condo insurance may also help you recover.

Reach Out To Us!

If you’re wondering how our condo insurance policies can protect your home no matter how much you live there, call one of our offices at Midwest Professional Insurance today!

Read More

At Midwest Professional Insurance, we are happy to provide exceptional insurance policies to clients who live in the states we serve on a full-time or part-time basis. Many folks who live in Kansas, Missouri, Colorado, Illinois, Idaho, and Texas call these states home for one part of the year and spend the rest of the year in a state with the opposite climate for a change of pace.

If you own a condo in any of these states, you are probably considering buying condo insurance. For those who only live in their condo for a portion of the year, it might seem like a waste of money to get condominium insurance. As you’ll find out below, this is anything but the truth.

Should I Get Condo Insurance If I Only Live There Part-Time?

While it might seem counterintuitive, a vacant condo needs insurance even more than an occupied one. This is because empty condos and houses are prime targets for thieves and other bad actors.

When you’re away, thieves and burglars may take it as an opportunity to steal your belongings or damage your property without worrying about the consequences. Since you aren’t there, you won’t be able to protect your home or see the damage immediately. 

Without condo insurance, the results of a break-in or theft would be difficult to cover. With condo insurance, you may be able to cover the damage and replace some valuable stolen belongings. When you experience damage from qualifying incidents such as certain natural disasters or crimes, condo insurance may also help you recover.

Reach Out To Us!

If you’re wondering how our condo insurance policies can protect your home no matter how much you live there, call one of our offices at Midwest Professional Insurance today!

Mar 27 2023

The Importance of Health Insurance Coverage for Your Well-Being

Mar 27 2023 by adminPosted in Health InsuranceTagged ,

Taking care of our health should be something that we all prioritize in our lives, and having adequate health insurance coverage can make all the difference in our physical and mental well-being. That’s why our team at Midwest Professional Insurance is dedicated to helping you find the right health insurance coverage in Kansas for your needs.

Types of Coverage (e.g., HMO, PPO, EPO)

When choosing a health insurance plan, you have several options. Different types of coverage include Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and Exclusive Provider Organizations (EPOs). Each has its advantages, depending on your specific needs and budget.

HMOs are typically more affordable, with lower out-of-pocket costs and more restrictions on which doctors you may see.

PPOs are usually more expensive but offer more flexibility when choosing a provider.

EPOs feature a network of providers, but you cannot receive coverage if you go outside the network.

The Benefits of Having Health Insurance

Having health insurance is essential to your overall health and well-being. Not only does it provide access to preventative care, but it also protects you against high medical costs that could otherwise be financially devastating. Furthermore, health insurance can improve your mental and emotional health by providing peace of mind and reducing anxiety around potential accidents or illnesses.

The Risks of Going Without Health Insurance

Going without health insurance can also leave you open to significant financial risks. In an emergency or hospitalization, the expense of medical treatment could quickly add up to thousands of dollars. Even if you have a savings account for medical expenses, it might not be enough to cover the full cost.

At Midwest Professional Insurance in Kansas, we understand that finding the right health insurance plan can be daunting. We aim to provide comprehensive coverage that meets your needs and budget. We work with you every step of the way to ensure you get the most out of your health insurance coverage. Contact us today to learn more.

Read More

Taking care of our health should be something that we all prioritize in our lives, and having adequate health insurance coverage can make all the difference in our physical and mental well-being. That’s why our team at Midwest Professional Insurance is dedicated to helping you find the right health insurance coverage in Kansas for your needs.

Types of Coverage (e.g., HMO, PPO, EPO)

When choosing a health insurance plan, you have several options. Different types of coverage include Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and Exclusive Provider Organizations (EPOs). Each has its advantages, depending on your specific needs and budget.

HMOs are typically more affordable, with lower out-of-pocket costs and more restrictions on which doctors you may see.

PPOs are usually more expensive but offer more flexibility when choosing a provider.

EPOs feature a network of providers, but you cannot receive coverage if you go outside the network.

The Benefits of Having Health Insurance

Having health insurance is essential to your overall health and well-being. Not only does it provide access to preventative care, but it also protects you against high medical costs that could otherwise be financially devastating. Furthermore, health insurance can improve your mental and emotional health by providing peace of mind and reducing anxiety around potential accidents or illnesses.

The Risks of Going Without Health Insurance

Going without health insurance can also leave you open to significant financial risks. In an emergency or hospitalization, the expense of medical treatment could quickly add up to thousands of dollars. Even if you have a savings account for medical expenses, it might not be enough to cover the full cost.

At Midwest Professional Insurance in Kansas, we understand that finding the right health insurance plan can be daunting. We aim to provide comprehensive coverage that meets your needs and budget. We work with you every step of the way to ensure you get the most out of your health insurance coverage. Contact us today to learn more.

Feb 15 2023

Boat Damaged by Natural Causes? What You Need to Know About Making a Claim

Feb 15 2023 by adminPosted in Boat/Watercraft InsuranceTagged ,

Hurricanes and other storms can be a boat owner’s worst nightmare. At Midwest Professional Insurance, we assist Kansas boat owners with their insurance coverage and offer related guidance.

Here, we’ll take a look at what you need to know about making a claim on your boat insurance following damage due to natural causes. 

Boat Insurance: Making a Claim

Reach out to your insurance company right away. 

There’s no need to try to mitigate the damage on your own before reaching out to your boat insurance company. As soon as you see damage from natural causes to your boat, you’ll want to reach out to your agency to talk with them about filing a claim. Simply getting more information doesn’t mean that you have to file a claim, and your agent will be able to advise you on smart next steps. 

Don’t move your boat. 

If your boat has been submerged or may be totaled, talk with your insurance company about the best way to move forward. Don’t sign a contract with a salvaging company before you talk with your insurance agency. 

Remove personal items.

If it’s safe to do so, remove personal items from your boat to prevent further damage. If your boat is unsafe to enter, do not attempt to remove your personal items. Report all damage to your personal items to your insurance company. 

Searching for the right boat insurance for your needs? We’re here to help. 

At Midwest Professional Insurance in Kansas, we’re here to work with you to create the right boating insurance policy for your needs. Reach out to us today or stop by to chat with one of our friendly agents and learn more about our boat insurance policies.

Read More

Hurricanes and other storms can be a boat owner’s worst nightmare. At Midwest Professional Insurance, we assist Kansas boat owners with their insurance coverage and offer related guidance.

Here, we’ll take a look at what you need to know about making a claim on your boat insurance following damage due to natural causes. 

Boat Insurance: Making a Claim

Reach out to your insurance company right away. 

There’s no need to try to mitigate the damage on your own before reaching out to your boat insurance company. As soon as you see damage from natural causes to your boat, you’ll want to reach out to your agency to talk with them about filing a claim. Simply getting more information doesn’t mean that you have to file a claim, and your agent will be able to advise you on smart next steps. 

Don’t move your boat. 

If your boat has been submerged or may be totaled, talk with your insurance company about the best way to move forward. Don’t sign a contract with a salvaging company before you talk with your insurance agency. 

Remove personal items.

If it’s safe to do so, remove personal items from your boat to prevent further damage. If your boat is unsafe to enter, do not attempt to remove your personal items. Report all damage to your personal items to your insurance company. 

Searching for the right boat insurance for your needs? We’re here to help. 

At Midwest Professional Insurance in Kansas, we’re here to work with you to create the right boating insurance policy for your needs. Reach out to us today or stop by to chat with one of our friendly agents and learn more about our boat insurance policies.

Jan 27 2023

Three things that your renters insurance policy should cover

Jan 27 2023 by adminPosted in Renters InsuranceTagged , ,

If you live in a home that you rent, it’s in your best interests to get insured with an appropriate renters insurance policy. Renters insurance will protect you financially and give you peace of mind inside your rented home in Kansas and Missouri.

To fully take advantage of renters insurance, you should know what this type of insurance covers.

The following are three things that you should be able to rely on your renters insurance to cover. 

Liability expenses

In some situations, a tenant can be held liable for the costs that result from an accident within his or her rented home. Fortunately, renters insurance will typically cover bodily injury costs and other possible liability or injury expenses that could come up.

Liability coverage is especially important since the costs of medical bills or property damage in an accident could be very high. Such costs could wipe out a tenant’s savings without renters insurance coverage. 

Personal property

Personal property coverage is another essential type of coverage that a renters insurance policy should offer. With personal property coverage, you will be compensated if your belongings within your rental unit become damaged or destroyed in certain types of events. 

Alternative lodging costs

If your rented home becomes severely damaged, you might need to find alternative lodging in a hurry. When an issue like this comes up, you may be able to rely on your renters insurance policy to pay for the costs of your alternative and temporary lodging. 

Reach Out To Us

Doing your research before you purchase a renters insurance policy is always important. You can rely on us at Midwest Professional Insurance to help you understand how renters insurance works. Call us today to learn more. We can offer you a quote on a policy to cover your rental home. We proudly serve the residents of Kansas and Missouri.

Read More

If you live in a home that you rent, it’s in your best interests to get insured with an appropriate renters insurance policy. Renters insurance will protect you financially and give you peace of mind inside your rented home in Kansas and Missouri.

To fully take advantage of renters insurance, you should know what this type of insurance covers.

The following are three things that you should be able to rely on your renters insurance to cover. 

Liability expenses

In some situations, a tenant can be held liable for the costs that result from an accident within his or her rented home. Fortunately, renters insurance will typically cover bodily injury costs and other possible liability or injury expenses that could come up.

Liability coverage is especially important since the costs of medical bills or property damage in an accident could be very high. Such costs could wipe out a tenant’s savings without renters insurance coverage. 

Personal property

Personal property coverage is another essential type of coverage that a renters insurance policy should offer. With personal property coverage, you will be compensated if your belongings within your rental unit become damaged or destroyed in certain types of events. 

Alternative lodging costs

If your rented home becomes severely damaged, you might need to find alternative lodging in a hurry. When an issue like this comes up, you may be able to rely on your renters insurance policy to pay for the costs of your alternative and temporary lodging. 

Reach Out To Us

Doing your research before you purchase a renters insurance policy is always important. You can rely on us at Midwest Professional Insurance to help you understand how renters insurance works. Call us today to learn more. We can offer you a quote on a policy to cover your rental home. We proudly serve the residents of Kansas and Missouri.

Dec 19 2022

Why should I get a boat insurance plan?

Dec 19 2022 by adminPosted in Boat/Watercraft InsuranceTagged ,

No matter where you live in Kansas, finding a way to beat the heat during the summer months is very important. For many, a great way that this can be done is by getting a boat, which will allow you to enjoy many fun afternoons on a lake, river, or other waterways. If you are looking for a boat here, you also need to pick a proper insurance policy.

You will need to have boat coverage for various reasons:

Ensure the Boat is Protected

An important reason for anyone to get a boat insurance plan is to ensure their watercraft is protected. There are various risks that boat owners face that could result in a loss of their assets. Fortunately, theft, vandalism, and accident damage can all be protected against if you have boat insurance with comprehensive coverage. This will give you comfort in knowing that you will be able to replace or repair your boat if a loss is incurred. 

Reduce Liability Risks

It can also be beneficial to get boat insurance as it will help reduce your liability risks. Boat owners will always take on the risk that they can cause an accident that results in damage. If this happens and you have boat insurance, you will have support to cover these costs. Having liability coverage is also frequently required if you want to use certain marinas or waterways. 

Contact Us Today

When you are going to buy a boat, you will always want to know that you are getting proper insurance for it. A great way to ensure that you are insured is by calling Midwest Professional Insurance serving the Kansas community. We at Midwest Professional Insurance know the value and complexity of this unique insurance. We will ensure you are able to understand your options and build a proper plan. 

Read More

No matter where you live in Kansas, finding a way to beat the heat during the summer months is very important. For many, a great way that this can be done is by getting a boat, which will allow you to enjoy many fun afternoons on a lake, river, or other waterways. If you are looking for a boat here, you also need to pick a proper insurance policy.

You will need to have boat coverage for various reasons:

Ensure the Boat is Protected

An important reason for anyone to get a boat insurance plan is to ensure their watercraft is protected. There are various risks that boat owners face that could result in a loss of their assets. Fortunately, theft, vandalism, and accident damage can all be protected against if you have boat insurance with comprehensive coverage. This will give you comfort in knowing that you will be able to replace or repair your boat if a loss is incurred. 

Reduce Liability Risks

It can also be beneficial to get boat insurance as it will help reduce your liability risks. Boat owners will always take on the risk that they can cause an accident that results in damage. If this happens and you have boat insurance, you will have support to cover these costs. Having liability coverage is also frequently required if you want to use certain marinas or waterways. 

Contact Us Today

When you are going to buy a boat, you will always want to know that you are getting proper insurance for it. A great way to ensure that you are insured is by calling Midwest Professional Insurance serving the Kansas community. We at Midwest Professional Insurance know the value and complexity of this unique insurance. We will ensure you are able to understand your options and build a proper plan. 

Nov 29 2022

Umbrella Insurance: What You Need To Know

Nov 29 2022 by adminPosted in Umbrella InsuranceTagged

The term "umbrella insurance" refers to extra liability insurance that offers a variety of coverage. While standard liability insurance is naturally limited, umbrella insurance surpasses many of those limitations. In turn, this provides the insured with a policy that branches out and covers more aspects of their lives.

There are two main types of umbrella insurance: Personal and Commercial

A personal umbrella insurance policy could potentially tackle homeowner’s and automobile coverage, while a commercial umbrella insurance policy involves business coverage.

There are several aspects to consider when you are shopping around for umbrella insurance. You will need to make sure that this type of coverage is the ideal coverage for you. If you are a business owner, commercial insurance can help you cover your employees, your property, and your business assets.

However, personal umbrella insurance is perfect for an individual in need of excess coverage, particularly someone with a net worth that is on the higher end. This can encompass a variety of legal troubles that may affect wealthy individuals more than anyone. These problems could be libel, slander, arrest under false pretenses, or invasion of privacy.

Get The Right Coverage Today

Midwest Professional Insurance in Kansas City, MO has insurance professionals waiting to assist you with getting the correct umbrella insurance policy. Whether you are looking for personal or commercial umbrella insurance, Midwest Professional Insurance can walk you through the steps of obtaining the correct policy for yourself.

If you are in the Kansas City, MO area, stop by the office to discuss this matter. If your income is suitable for an umbrella policy, the experts at Midwest Professional Insurance will work with you to make sure that your assets are covered, giving you the ultimate peace of mind.

Read More

The term "umbrella insurance" refers to extra liability insurance that offers a variety of coverage. While standard liability insurance is naturally limited, umbrella insurance surpasses many of those limitations. In turn, this provides the insured with a policy that branches out and covers more aspects of their lives.

There are two main types of umbrella insurance: Personal and Commercial

A personal umbrella insurance policy could potentially tackle homeowner’s and automobile coverage, while a commercial umbrella insurance policy involves business coverage.

There are several aspects to consider when you are shopping around for umbrella insurance. You will need to make sure that this type of coverage is the ideal coverage for you. If you are a business owner, commercial insurance can help you cover your employees, your property, and your business assets.

However, personal umbrella insurance is perfect for an individual in need of excess coverage, particularly someone with a net worth that is on the higher end. This can encompass a variety of legal troubles that may affect wealthy individuals more than anyone. These problems could be libel, slander, arrest under false pretenses, or invasion of privacy.

Get The Right Coverage Today

Midwest Professional Insurance in Kansas City, MO has insurance professionals waiting to assist you with getting the correct umbrella insurance policy. Whether you are looking for personal or commercial umbrella insurance, Midwest Professional Insurance can walk you through the steps of obtaining the correct policy for yourself.

If you are in the Kansas City, MO area, stop by the office to discuss this matter. If your income is suitable for an umbrella policy, the experts at Midwest Professional Insurance will work with you to make sure that your assets are covered, giving you the ultimate peace of mind.

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