You want to protect the health and well-being of yourself and your family members. So, you’re looking for health insurance that safeguards you against major financial losses due to a covered medical event. At Midwest Professional Insurance, we help Kansas residents find the right health insurance for their needs.
Here are a few tips to help you get the most out of your coverage:
1. Conduct Regular Policy Reviews
You may think you understand your coverage, but policies can change over time. Schedule an annual policy review with your insurance agent to make sure you understand what’s covered. This way, you’ll clearly understand what your insurance pays for in the event of a medical or health crisis.
2. Find a Good Primary Care Doctor
Do you have a family doctor who knows your medical history and proactively looks after your health and well-being? If so, it’s important to find a policy that includes your preferred health care provider.
3. Take Advantage of Preventive Care
Even high-deductible policies typically cover screenings that fall under preventive care. This means you won’t pay out of pocket for screenings that include blood pressure, diabetes, and cholesterol checks. These policies typically include flu shots and breast cancer screenings to safeguard your health.
4. Look Out for Perks
Some policies come with perks. Find out whether your insurer can get you discounts at the local gym, for example. You may also receive discounts on nonessential procedures that improve your quality of life. This includes things like massages and LASIK surgery.
Give Us A Call
Midwest Professional Insurance in Kansas can discuss all your health insurance needs and connect you with a compatible insurance company. Contact us today to find out which policy is right for you.