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Oct 15 2021

Avoiding Common Condo Insurance Mistakes

Oct 15 2021 by adminPosted in Condo InsuranceTagged

Are you uncertain of about your condo insurance and aren’t sure what kind of steps you need to take to protect yourself? Please reach out to us at Midwest Professional Insurance to learn more and to make sure that these common mistakes do not affect your policy options. 

Assuming the Owner’s Insurance Protects You 

Your condo association owner likely has specialized coverage for the structure of the building. You might think that this protects you – it does not. Condo insurance is designed to kick in when your belongings are damaged. The owner’s association only covers the structure – not your items. 

Not Knowing What is Covered 

Things like smoke, fire, explosions, vandalism, theft, injuries, plumbing, lighting system damage, alternative living expenses, and more are all covered in your condo insurance. It may not cover things like floods, wear and tear, earthquakes, intentional damage, pest damage, and sewage issues. 

Picking Cash-Value Reimbursement 

You might think you’ll get more money with a cash-value reimbursement policy. However, you are mistaken. Deprecation to the value of that good will cut back how much you get. By contrast, replacement coverage will pay to replace your good, no matter what its initial price. 

Trying to Save Money With Bare Walls Policies 

Don’t try to save money by buying a bare walls policy because it will only cover the bare structural design of the condo. An all-in policy will cover things like fixtures, structures, plumbing, wiring, and more. As a result, it is important to pay attention to this facet before buying a policy. 

Not Trusting Your Provider 

If you feel like you’re working with a condo insurance provider you cannot trust, please reach out to us at Midwest Professional Insurance right away. Our team fully understands the different processes needed to handle these steps. 

Read More

Are you uncertain of about your condo insurance and aren’t sure what kind of steps you need to take to protect yourself? Please reach out to us at Midwest Professional Insurance to learn more and to make sure that these common mistakes do not affect your policy options. 

Assuming the Owner’s Insurance Protects You 

Your condo association owner likely has specialized coverage for the structure of the building. You might think that this protects you – it does not. Condo insurance is designed to kick in when your belongings are damaged. The owner’s association only covers the structure – not your items. 

Not Knowing What is Covered 

Things like smoke, fire, explosions, vandalism, theft, injuries, plumbing, lighting system damage, alternative living expenses, and more are all covered in your condo insurance. It may not cover things like floods, wear and tear, earthquakes, intentional damage, pest damage, and sewage issues. 

Picking Cash-Value Reimbursement 

You might think you’ll get more money with a cash-value reimbursement policy. However, you are mistaken. Deprecation to the value of that good will cut back how much you get. By contrast, replacement coverage will pay to replace your good, no matter what its initial price. 

Trying to Save Money With Bare Walls Policies 

Don’t try to save money by buying a bare walls policy because it will only cover the bare structural design of the condo. An all-in policy will cover things like fixtures, structures, plumbing, wiring, and more. As a result, it is important to pay attention to this facet before buying a policy. 

Not Trusting Your Provider 

If you feel like you’re working with a condo insurance provider you cannot trust, please reach out to us at Midwest Professional Insurance right away. Our team fully understands the different processes needed to handle these steps. 

Sep 30 2021

Health Insurance for Beginners

Sep 30 2021 by adminPosted in Health InsuranceTagged

When purchasing health insurance, it is vital to know, precisely, what it is. Health insurance is when your insurer pays for some, or all, of your health care costs in exchange for a monthly premium. It sounds simple, but health insurance can be complex, and it is better navigated when you have the services of an insurance agent to guide you. That is why you should consider speaking to the folks at Midwest Professional Insurance.

To start, get comfortable and knowledgeable with health insurance lingo. Words like:

  • Allowed amount – the maximum amount your insurer will pay for a service.
  • Deductible – how much you need to pay to the provider before your plan begins to pay.
  • Co-payment – the fixed amount you pay for a covered service before you can receive the service.
  • Co-insurance – your share of the costs for a covered health care service.
  • Network – the providers and facilities that are contracted by your insurer to provide health care services.
  • Out of pocket limit – the maximum amount you will pay before your insurance starts to cover 100% of the cost.

Once you have a handle on the terms, establish what kind of cover you are looking for, for whom, and how much you are willing to spend on a monthly premium. Is the health insurance only for yourself, or do you need health insurance for your spouse and children?

Consider the minimum health benefits set out by certain plans and what they really cover, including but not limited to:

  • Emergency services
  • Hospitalization
  • Preventative and wellness services
  • Prescription Drug coverage
  • Rehabilitative services
  • Pediatric Services

When it comes to your health, do your homework! Midwest Professional Insurance can help you navigate health insurance and the cover available. Contact them today!

Read More

When purchasing health insurance, it is vital to know, precisely, what it is. Health insurance is when your insurer pays for some, or all, of your health care costs in exchange for a monthly premium. It sounds simple, but health insurance can be complex, and it is better navigated when you have the services of an insurance agent to guide you. That is why you should consider speaking to the folks at Midwest Professional Insurance.

To start, get comfortable and knowledgeable with health insurance lingo. Words like:

  • Allowed amount – the maximum amount your insurer will pay for a service.
  • Deductible – how much you need to pay to the provider before your plan begins to pay.
  • Co-payment – the fixed amount you pay for a covered service before you can receive the service.
  • Co-insurance – your share of the costs for a covered health care service.
  • Network – the providers and facilities that are contracted by your insurer to provide health care services.
  • Out of pocket limit – the maximum amount you will pay before your insurance starts to cover 100% of the cost.

Once you have a handle on the terms, establish what kind of cover you are looking for, for whom, and how much you are willing to spend on a monthly premium. Is the health insurance only for yourself, or do you need health insurance for your spouse and children?

Consider the minimum health benefits set out by certain plans and what they really cover, including but not limited to:

  • Emergency services
  • Hospitalization
  • Preventative and wellness services
  • Prescription Drug coverage
  • Rehabilitative services
  • Pediatric Services

When it comes to your health, do your homework! Midwest Professional Insurance can help you navigate health insurance and the cover available. Contact them today!

Aug 16 2021

What to Do If Your Life Insurance Policy Lapses

Aug 16 2021 by adminPosted in Life InsuranceTagged

At Midwest Professional Insurance, we can help you find high-quality life insurance and other policies that will help you manage various difficulties in life. But what happens if your policy lapses? Are you unable to reinstate it, or can you get your coverage back? Understanding your options here is essential to ensure you have great coverage. 

You Can Get a Policy Back When It Lapses 

Life insurance is a unique type of policy because it doesn’t have a pressing need. For instance, auto insurance must be valid every month and, if it lapses, you can experience issues getting another policy again. However, life insurance is a long-term policy and, if it expires, you can get it reinstated. The process varies on how long you wait, though.

If you try to reinstate your policy before 30 days have lapsed, you probably just need to fill out a new application, pay your premiums, and get your policy back in order. Between 30 days to six months, though, you typically have to answer health questions and sign documents stating that you’ve experienced no severe health changes. 

And after 90 days and up to five years, you likely have to get a new medical examination and take other steps to get your life insurance policy back. Most companies are willing to reinstate your policy as long as you provide them with information about your health that helps to verify that your old policy is still appropriate for you. 

Getting a Great Life Insurance Policy 

As you can see, it is vital to avoid lapsing with your policy. While you can always work to get it reinstated after it expires, the extra work is sometimes frustrating and annoying for many people. So please don’t hesitate to contact us at Midwest Professional Insurance to learn more.

Read More

At Midwest Professional Insurance, we can help you find high-quality life insurance and other policies that will help you manage various difficulties in life. But what happens if your policy lapses? Are you unable to reinstate it, or can you get your coverage back? Understanding your options here is essential to ensure you have great coverage. 

You Can Get a Policy Back When It Lapses 

Life insurance is a unique type of policy because it doesn’t have a pressing need. For instance, auto insurance must be valid every month and, if it lapses, you can experience issues getting another policy again. However, life insurance is a long-term policy and, if it expires, you can get it reinstated. The process varies on how long you wait, though.

If you try to reinstate your policy before 30 days have lapsed, you probably just need to fill out a new application, pay your premiums, and get your policy back in order. Between 30 days to six months, though, you typically have to answer health questions and sign documents stating that you’ve experienced no severe health changes. 

And after 90 days and up to five years, you likely have to get a new medical examination and take other steps to get your life insurance policy back. Most companies are willing to reinstate your policy as long as you provide them with information about your health that helps to verify that your old policy is still appropriate for you. 

Getting a Great Life Insurance Policy 

As you can see, it is vital to avoid lapsing with your policy. While you can always work to get it reinstated after it expires, the extra work is sometimes frustrating and annoying for many people. So please don’t hesitate to contact us at Midwest Professional Insurance to learn more.

Jul 30 2021

How to Determine How Much Auto Coverage is Enough?

Jul 30 2021 by adminPosted in Auto InsuranceTagged

Trying to determine what auto insurance coverage you need can be like speaking a foreign language. Luckily the team at Midwest Professional Insurance can answer all of your questions. When deciding what coverage to carry, it is important to guarantee that you have not only enough to meet the minimum requirements of your state, but also that you’ve secured enough coverage that your personal finances will be amply guarded if you are in an accident. 

To determine your auto insurance coverage needs:

  • Find out what your state requires. Make sure you have all minimum requirements met.
  • Find out what the cash value of your car is and how much you owe on the vehicle. (This is integral particularly for Comprehensive and Collision coverage which are often not required by state law, but are usually required by lenders.
  • Figure out what your net worth is and how much liability insurance you would need to cover that full amount. For example, your state might only require a minimum coverage of $25,000 for a single person’s injuries, $50,000 for all injured parties and $25,000 for property damage (or 25/50/25) but if your vehicle itself is worth $30,000 this would be woefully inadequate coverage for you and you would be wise to purchase higher coverage amounts in order to make sure you are fully protected.

The level of coverage you carry will have an impact on your monthly premium and your deductible, so it is vital to take the factors mentioned above into consideration to decide what is acceptable to keep at a minimum and what you should bump up. The team at Midwest Professional Insurance is waiting to help you determine what level of coverage is right for you!

Read More

Trying to determine what auto insurance coverage you need can be like speaking a foreign language. Luckily the team at Midwest Professional Insurance can answer all of your questions. When deciding what coverage to carry, it is important to guarantee that you have not only enough to meet the minimum requirements of your state, but also that you’ve secured enough coverage that your personal finances will be amply guarded if you are in an accident. 

To determine your auto insurance coverage needs:

  • Find out what your state requires. Make sure you have all minimum requirements met.
  • Find out what the cash value of your car is and how much you owe on the vehicle. (This is integral particularly for Comprehensive and Collision coverage which are often not required by state law, but are usually required by lenders.
  • Figure out what your net worth is and how much liability insurance you would need to cover that full amount. For example, your state might only require a minimum coverage of $25,000 for a single person’s injuries, $50,000 for all injured parties and $25,000 for property damage (or 25/50/25) but if your vehicle itself is worth $30,000 this would be woefully inadequate coverage for you and you would be wise to purchase higher coverage amounts in order to make sure you are fully protected.

The level of coverage you carry will have an impact on your monthly premium and your deductible, so it is vital to take the factors mentioned above into consideration to decide what is acceptable to keep at a minimum and what you should bump up. The team at Midwest Professional Insurance is waiting to help you determine what level of coverage is right for you!

Jun 24 2021

Why should I get a classic car insurance plan?

Jun 24 2021 by adminPosted in Classic Car InsuranceTagged

Most people will need to own a vehicle at some point to get around town. One particular type of vehicle that car lovers will want to own at some point is a classic car. There are typically vintage and rare vehicles that offer a significant amount of collectible value. As this can be a very major asset, protecting it with the right insurance is important. There are a few reasons that you should get a classic car insurance plan to protect this vehicle.

Insurance Will Protect Vehicle Value

An important reason people should get a classic car insurance plan is so they can protect the value of their vehicle. Classic cars continue to appreciate in value, which is different from most other cars that tend to lose some value each year. Due to this, you will need a specific type of insurance that will protect this unique value. A classic car insurance plan does provide support to ensure the collectible value is protected.

Liability Insurance

No matter where you drive your classic car, you need to have liability insurance. However, classic car owners do not typically drive their vehicles much each year. With a classic car insurance plan, you can get the coverage you need to stay protected while receiving a premium that reflects the reduced risk that comes with lower annual mileage. 

If you would like to get a classic car, speaking with a professional about your insurance needs is very important. As there are a lot of choices to make when you are looking for a classic car insurance plan, you should call Midwest Professional Insurance. The team with Midwest Professional Insurance can help you build a plan that provides the right coverage. They can answer all of your questions and ensure you are able to make an informed decision. 

Read More

Most people will need to own a vehicle at some point to get around town. One particular type of vehicle that car lovers will want to own at some point is a classic car. There are typically vintage and rare vehicles that offer a significant amount of collectible value. As this can be a very major asset, protecting it with the right insurance is important. There are a few reasons that you should get a classic car insurance plan to protect this vehicle.

Insurance Will Protect Vehicle Value

An important reason people should get a classic car insurance plan is so they can protect the value of their vehicle. Classic cars continue to appreciate in value, which is different from most other cars that tend to lose some value each year. Due to this, you will need a specific type of insurance that will protect this unique value. A classic car insurance plan does provide support to ensure the collectible value is protected.

Liability Insurance

No matter where you drive your classic car, you need to have liability insurance. However, classic car owners do not typically drive their vehicles much each year. With a classic car insurance plan, you can get the coverage you need to stay protected while receiving a premium that reflects the reduced risk that comes with lower annual mileage. 

If you would like to get a classic car, speaking with a professional about your insurance needs is very important. As there are a lot of choices to make when you are looking for a classic car insurance plan, you should call Midwest Professional Insurance. The team with Midwest Professional Insurance can help you build a plan that provides the right coverage. They can answer all of your questions and ensure you are able to make an informed decision. 

May 24 2021

Why renters insurance is important

May 24 2021 by adminPosted in Renters InsuranceTagged ,

As a renter, you may think you don’t need to have insurance to protect your rental. That is a mistake. If you are counting on your landlord to protect you, that is another mistake. At Midwest Professional Insurance, our entire team is dedicated to providing the highest level of customer service. We recognize insurance needs to provide the right coverage at the right price. We will work with you, listen to your questions, and address your concerns.

Just because you don’t own the residence where you live doesn’t mean having no insurance is a good idea. Renters insurance offers some valuable protection that can help you to protect what you have. 

Contents

Unless you are renting a fully furnished unit, you likely have quite a lot of personal possessions. Even if you don’t have furniture, everyone has electronics, which can be quite expensive to replace. A renters’ policy will cover your laptop or tablet even if it is away from your rental. Renters insurance covers you for damage due to things like fire and also from theft or vandalism.

Liability

If someone is injured while visiting your rental or by a member of your family, even a furry one, you could end up having to pay for medical bills. If someone decided to sue you, it could help with the legal fees and a judgment against you. 

Loss of use

If a covered hazard damages your rental, you will need somewhere to stay. With renters insurance, you will be able to stay in a hotel in the first days and a temporary rental unit if it will be longer. 

At Midwest Professional Insurance, we provide our customers with friendly and dedicated service. Give our office a call or stop in to talk to one of our team. 

Read More

As a renter, you may think you don’t need to have insurance to protect your rental. That is a mistake. If you are counting on your landlord to protect you, that is another mistake. At Midwest Professional Insurance, our entire team is dedicated to providing the highest level of customer service. We recognize insurance needs to provide the right coverage at the right price. We will work with you, listen to your questions, and address your concerns.

Just because you don’t own the residence where you live doesn’t mean having no insurance is a good idea. Renters insurance offers some valuable protection that can help you to protect what you have. 

Contents

Unless you are renting a fully furnished unit, you likely have quite a lot of personal possessions. Even if you don’t have furniture, everyone has electronics, which can be quite expensive to replace. A renters’ policy will cover your laptop or tablet even if it is away from your rental. Renters insurance covers you for damage due to things like fire and also from theft or vandalism.

Liability

If someone is injured while visiting your rental or by a member of your family, even a furry one, you could end up having to pay for medical bills. If someone decided to sue you, it could help with the legal fees and a judgment against you. 

Loss of use

If a covered hazard damages your rental, you will need somewhere to stay. With renters insurance, you will be able to stay in a hotel in the first days and a temporary rental unit if it will be longer. 

At Midwest Professional Insurance, we provide our customers with friendly and dedicated service. Give our office a call or stop in to talk to one of our team. 

Apr 27 2021

What is Umbrella Insurance, And What Does It Cover?

Apr 27 2021 by adminPosted in Umbrella InsuranceTagged ,

The liability coverage in your home, boat, or auto insurance protects you up to a specific limit. However, when faced with significant claims, your current insurance plans could run out, leaving you exposed. When you find yourself in such a scenario, umbrella insurance from Midwest Professional Insurance is excellent for digging you out of this hole.

What is umbrella insurance?

Umbrella insurance is the extra liability protection that takes over when your current insurance plans’ limit runs out. Suppose you are involved in a significant auto accident, where you are at fault. Assume that your current auto liability coverage has a $30,000 limit for bodily damage. However, liabilities emanating from the accident may run to, let say, $50,000. Without umbrella insurance, you are expected to cover the difference of $20,000 from your pocket.

What does umbrella insurance cover?

Umbrella insurance safeguards against the below:

  • Bodily injury liability: Covers injuries sustained to third parties include a guest sustaining injuries on your premises or your dog biting a neighbor. 
  • Property damage liability: Pays for damages caused to other people’s properties. For instance, damage to another boat in a severe boating accident where you are at fault. 
  • Personal liability protection: The beauty of umbrella insurance is that it protects you against claims that aren’t covered by the base liability coverages. Umbrella insurance pays for the legal costs when you are sued against libel and slander. It also protects you against false arrest and malicious prosecution.

What does umbrella insurance exclude?

While umbrella insurance protects against several liabilities, it won’t protect you in the following instances:

  • Criminal or intentional acts
  • Injury to oneself
  • Damage to own property
  • Liabilities assumed under a contract

Would you want peace of mind by purchasing umbrella insurance? If yes, contact Midwest Professional Insurance today for a quote.

Read More

The liability coverage in your home, boat, or auto insurance protects you up to a specific limit. However, when faced with significant claims, your current insurance plans could run out, leaving you exposed. When you find yourself in such a scenario, umbrella insurance from Midwest Professional Insurance is excellent for digging you out of this hole.

What is umbrella insurance?

Umbrella insurance is the extra liability protection that takes over when your current insurance plans’ limit runs out. Suppose you are involved in a significant auto accident, where you are at fault. Assume that your current auto liability coverage has a $30,000 limit for bodily damage. However, liabilities emanating from the accident may run to, let say, $50,000. Without umbrella insurance, you are expected to cover the difference of $20,000 from your pocket.

What does umbrella insurance cover?

Umbrella insurance safeguards against the below:

  • Bodily injury liability: Covers injuries sustained to third parties include a guest sustaining injuries on your premises or your dog biting a neighbor. 
  • Property damage liability: Pays for damages caused to other people’s properties. For instance, damage to another boat in a severe boating accident where you are at fault. 
  • Personal liability protection: The beauty of umbrella insurance is that it protects you against claims that aren’t covered by the base liability coverages. Umbrella insurance pays for the legal costs when you are sued against libel and slander. It also protects you against false arrest and malicious prosecution.

What does umbrella insurance exclude?

While umbrella insurance protects against several liabilities, it won’t protect you in the following instances:

  • Criminal or intentional acts
  • Injury to oneself
  • Damage to own property
  • Liabilities assumed under a contract

Would you want peace of mind by purchasing umbrella insurance? If yes, contact Midwest Professional Insurance today for a quote.

Mar 29 2021

What is Boat Insurance And why Do You Need It?

Mar 29 2021 by adminPosted in Boat/Watercraft InsuranceTagged ,

If you are a boat owner, you already know how important it is to secure your boat. With all the investment you have put into it, it’s ideal for your boat to be adequately insured. Accidents do happen, and for your peace of mind, boat insurance comes in handy. 

What is boat insurance?

Boat/watercraft insurance is a policy that covers sailboats, motorboats, Jet Skis, and other water vessels against damage and liability in the event of an accident. Typically, when you get boat insurance from Midwest Professional Insurance, it will cover the below areas:

  • Collision damage: The policy covers any replacement or repairs in case of a collision.
  • Property damage liability: Pays for damage caused to another boat or any other third party loss.
  • Bodily injury liability: If someone else got injured by your boat in an accident, the policy covers legal charges and medical bills.
  • Comprehensive coverage: This policy covers your boat from fire, theft, vandalism, and other natural disasters stated in your policy.

Reasons why you need a boat insurance

Your boat insurance is as important as your car insurance. You are even at more risk on the water because of the many uninsured boaters. You may be careful, but you can’t protect your boat from careless and inexperienced boaters or, worse, the wrath that comes from nature.

That said, you need boat insurance to:

  • Secure your investment against damage or theft
  • Pay for injuries to others and damage to their property
  • Provide emergency assistance when stranded in the water

Even though it’s not mandatory to have boat insurance in your state, it’s important to obtain one for your peace of mind. This way, you will be at ease knowing that you, your boat, and your crew are protected. Not sure where to get boat insurance? At Midwest Professional Insurance, we delight in giving you that dependable boat insurance coverage. Call us today, and our team shall help you find a reliable boat or watercraft policy.

Read More

If you are a boat owner, you already know how important it is to secure your boat. With all the investment you have put into it, it’s ideal for your boat to be adequately insured. Accidents do happen, and for your peace of mind, boat insurance comes in handy. 

What is boat insurance?

Boat/watercraft insurance is a policy that covers sailboats, motorboats, Jet Skis, and other water vessels against damage and liability in the event of an accident. Typically, when you get boat insurance from Midwest Professional Insurance, it will cover the below areas:

  • Collision damage: The policy covers any replacement or repairs in case of a collision.
  • Property damage liability: Pays for damage caused to another boat or any other third party loss.
  • Bodily injury liability: If someone else got injured by your boat in an accident, the policy covers legal charges and medical bills.
  • Comprehensive coverage: This policy covers your boat from fire, theft, vandalism, and other natural disasters stated in your policy.

Reasons why you need a boat insurance

Your boat insurance is as important as your car insurance. You are even at more risk on the water because of the many uninsured boaters. You may be careful, but you can’t protect your boat from careless and inexperienced boaters or, worse, the wrath that comes from nature.

That said, you need boat insurance to:

  • Secure your investment against damage or theft
  • Pay for injuries to others and damage to their property
  • Provide emergency assistance when stranded in the water

Even though it’s not mandatory to have boat insurance in your state, it’s important to obtain one for your peace of mind. This way, you will be at ease knowing that you, your boat, and your crew are protected. Not sure where to get boat insurance? At Midwest Professional Insurance, we delight in giving you that dependable boat insurance coverage. Call us today, and our team shall help you find a reliable boat or watercraft policy.

Feb 26 2021

When is a Claim Worth Making on My Condo Insurance Policy?

Feb 26 2021 by adminPosted in Condo InsuranceTagged

Wondering if you should pick up the phone and call Midwest Professional Insurance to file a claim on your condo in Fairway, KS? Here’s how you can tell whether it’s worth it to make a claim:

  • Do the losses exceed the deductible? That is, do the losses exceed the deductible to the point that it’s worth the bump in your rates? If you’ve lost several thousand dollars in belongings, then certainly, there’s no reason not to make a claim. But if you didn’t lose anything besides a hundred-dollar microwave, it might not be worth it.
  • Have you made a claim recently? Home and condo insurance providers generally don’t expect to see any individual policyholder making a claim more than once every fifteen to twenty years or so. Making too many claims can leave a mark on your record that follows you from insurer to insurer. Making several in just a few years can even have your provider dropping your coverage.
  • Can you replace the items out of pocket? If you can comfortably cover the damages out of pocket, that might be the best way to go.

Insurance is essentially there to help us when a problem is too big to handle it ourselves. You don’t want to find yourself uncovered after a fire because you made five claims in one year over minor issues.

If you have any questions or you’re looking to get covered in Fairway, KS, get in touch with Midwest Professional Insurance and see what we can do for you. We’re here to provide condo owners with good policies at a great price.

Read More

Wondering if you should pick up the phone and call Midwest Professional Insurance to file a claim on your condo in Fairway, KS? Here’s how you can tell whether it’s worth it to make a claim:

  • Do the losses exceed the deductible? That is, do the losses exceed the deductible to the point that it’s worth the bump in your rates? If you’ve lost several thousand dollars in belongings, then certainly, there’s no reason not to make a claim. But if you didn’t lose anything besides a hundred-dollar microwave, it might not be worth it.
  • Have you made a claim recently? Home and condo insurance providers generally don’t expect to see any individual policyholder making a claim more than once every fifteen to twenty years or so. Making too many claims can leave a mark on your record that follows you from insurer to insurer. Making several in just a few years can even have your provider dropping your coverage.
  • Can you replace the items out of pocket? If you can comfortably cover the damages out of pocket, that might be the best way to go.

Insurance is essentially there to help us when a problem is too big to handle it ourselves. You don’t want to find yourself uncovered after a fire because you made five claims in one year over minor issues.

If you have any questions or you’re looking to get covered in Fairway, KS, get in touch with Midwest Professional Insurance and see what we can do for you. We’re here to provide condo owners with good policies at a great price.

Jan 29 2021

A Thorough Overview Of Health Insurance

Jan 29 2021 by adminPosted in Health InsuranceTagged

Midwest Professional Insurance offers coverage to the Fairway, KS community. We take time to assess each of our client’s situations to help them find a policy that suits their individual needs. We will help you protect your assets.

Health Insurance Overview

Health insurance allows you to live life a little more comfortably. The policy covers you when you need emergency care. Besides providing a safety net when you aren’t feeling well, health insurance is also an asset because you are covered when you go to the doctor for your routine checkups. Health insurance also covers you if your doctor prescribes medication to help you feel better. If you suffer a serious injury, health insurance can cover your rehabilitation. Your policy also provides coverage if you have to undergo an X-ray, MRI, or another type of test.

Be aware that your health insurance policy will include a network. The network will outline which doctors, hospitals, and pharmacies you are allowed to use for care. You do have the option to look for a hybrid policy that allows you to see the doctors you would like, whether they are a part of the network or not.

You can amend your health insurance policy to cover you as you undergo outpatient care services. If you are doing acupuncture or some other innovative treatment to help rehabilitate your injuries, you can amend your policy to cover the treatment. Your health insurance policy also includes yearly dental and vision checkups as a part of the preventative care coverage.

Midwest Professional Insurance Will Help You Find The Right Policy

Visit our website today to learn more information about health insurance.

 

Read More

Midwest Professional Insurance offers coverage to the Fairway, KS community. We take time to assess each of our client’s situations to help them find a policy that suits their individual needs. We will help you protect your assets.

Health Insurance Overview

Health insurance allows you to live life a little more comfortably. The policy covers you when you need emergency care. Besides providing a safety net when you aren’t feeling well, health insurance is also an asset because you are covered when you go to the doctor for your routine checkups. Health insurance also covers you if your doctor prescribes medication to help you feel better. If you suffer a serious injury, health insurance can cover your rehabilitation. Your policy also provides coverage if you have to undergo an X-ray, MRI, or another type of test.

Be aware that your health insurance policy will include a network. The network will outline which doctors, hospitals, and pharmacies you are allowed to use for care. You do have the option to look for a hybrid policy that allows you to see the doctors you would like, whether they are a part of the network or not.

You can amend your health insurance policy to cover you as you undergo outpatient care services. If you are doing acupuncture or some other innovative treatment to help rehabilitate your injuries, you can amend your policy to cover the treatment. Your health insurance policy also includes yearly dental and vision checkups as a part of the preventative care coverage.

Midwest Professional Insurance Will Help You Find The Right Policy

Visit our website today to learn more information about health insurance.

 

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